few hours from now, and i will be watching the miss universe 2010 beauty pageant. its been years since the last time i had interest watching the annual event, not because i was busy but i just don't have interest on our bb.pilipinas' winners (sorry, just my own option). when i saw our bet for this year, i told myself, "hmmm, pwede. may laban." so, after checking the ms.u site since last week and before the show starts later, here's the list of my bet... of course my personal bet for the 2010 ms.u will always be philippines, but there are others that i find both beautiful and sexy...deserving to be in the pageant (in alphabetical order): bahamas - love love love her body. guatemala - i can see little resemblance from halle berry. haiti - love the curves, and the arm & leg muscles. norway - cute face. philippines - exotic with strong personality. russia - beautiful. south africa - another portrait of beauty. spain - love her glamshot & close-up photo...seductive. thailand - she is pretty and cute. venezuela - i like her in nightgown, and i think it could have been better if she has long hair (in my own opinion) that's my list, so who's your bet? (click here for the list of ms.u contestant)
me and my siblings used to be an avid listener of magic 89.9 DWTM, computer was present then but minus the internet. i still remember calling at the station and requesting our favorite songs and greeting ourselves over the radio (hahahaha).
we tune-in from time to time in the radio (that is when our CDs are no longer working in our car -- oh, crap!) and Magic is still one of my fav station. just recently, we got hooked on TM on my way to the office...new DJs are there now, but the phone number mentioned by the host is still fresh in my mind. yay! it is still the same number that we dial 11-years ago.
and today, someone from my FB contacts posted an old "dear joe" segment. hearing joe 'd mango's voice again, made me go back to those days where we will just sit down in front of the radio put the volume in it's mid-max, and listen. i always thought that joe knows a lot about love and relationships...his sweet and soft voice often carries me to agreeing on what he says. i never thought that he is good looking cause i've seen him too many times already. but his voice and the manner he talks are just too hypnotizing.
anyway, that is not the reason why i am writing this blog (well, partly yes), but hearing him again made me go back to my teenage life, and loving the song of brian mcknight, again.
"Could"[Verse 1]
Lying alone in my room
Don't know what I'm gonna do
Trying to figure out
If this is it, this time
Just can't stop thinking
About the way you make me feel inside
I just can't get you off my mind
No matter how hard I try
[Chorus:]
Could you be the one for me
Could we dance the night away
I wanna give you everything
Though I don't have much
Could you fall in love with me
Could you love me the rest of my life
Could you forever be
The one for me, this time
[Verse 2]
I walk around in a daze
The ice is melting from my heart
Can I ever know if you feel the same
Are you the sunshine that's begging me
Come in from the rain
Or have you come into my life
To turn around and take your love away
[Chorus][Bridge:]
When I look into your eyes
(Oh,Oh,Oh,Oh)
They tell me that you're mine
but I keep asking myself
[Chorus]
Could you forever be
The one for me
This time
yesterday's message from church was really good, and it was a confirmation to me on some of my questions -- that led me to big decision making today.
this morning, as i was checking my email i received a forwarded email from an old friend and it was perfectly sent to me in time. paying it forward as well, i am sharing it here in my blog for you guys. (warning: this is quite long, but all worth reading.)
THE BASICS CASH FLOW
there are those who emailed me asking about the basics of cash flow. i'm really sorry that i assumed everybody already understands it. Anyway, by demand...here it goes.
may isang bata...joke lang.
the basic is...what pattern do you see if you will get P100.00 and monitor where and how it is transferred from 1 possessor to the other? how does it flow?
the pattern for a typical pinoy is:
you earn from your work, you spend it on food, gadgets, clothing and other basic needs. before you reach the next payday, paubos na yung pera mo. but that's okay, payday is just a few days ahead and it doesn't matter if i run out of money, i am expecting money again any time soon.
this cycles goes on and on and you make some sidelines or create other ways to earn but it seems that money was never enough. (i am tempted to explain further pero usapan...basic lang :-D)
so you can't leave the job that you have because a week without work would affect the cash flow that you have to support your family and needs. as much as you wanted to accept another job, the gap would make you pay less for a couple of days, which makes you a slave to your boss.
at least, you have a job to support your needs.
so to illustrate...cash is flowing inside your pocket.
years have gone by doing monotonous routine.
question: what if you get fired? or you were forced to retire because there are new and younger people ready to take your place...what would you do?
as an OFW, makati executive, top salesman, engineer, attorney, teacher, etc...what if it all ends? the sweet cash that enters your pocket every 15th and 30th suddenly comes to a halt?
there are two things you can buy with your money...an asset and a liability. to describe each, an asset brings money inside your pocket; a liability takes money out of your pocket. another way to see it is that an asset if you buy one, will bring the money you spent for it back to you 2 or 3 folds. a liability, when you buy it will not give your money back at all.
sa ilocano...idjay ti kwa, djak maawatan (joke lang po, seryoso na kayo e...hehehehe.)
sa madaling salita, kapag asset maibabalik ang pera; pag liability -- goodbye sa pera.
ang problema kay JUAN DELA CRUZ, habang may trabaho ipon ng ipon at bili ng bili ng liability!
i have seen OFWs get back to the country with gold chains at kung pwede lang limang shades and isuot ng sabay-sabay gagawin nya e...dvd, component, jackets, clothes, inuman, pulutan, party, pabango...di na makalakad sa dami ng bitbit.
at s'yempre mga empleyado natin dito sa bansa na linggo-linggo bago cellphone at mags ng kotse...hindi na nga magkasya damit sa aparador, pag tapos pag umaga sasabihin..."wala na akong maisuot!"
guys, esep-esep. what you bought, will it bring money back to you? i know what you have in mind...you have to enjoy what you worked hard for. that's right, but think of something that will last, think of your future.
i have seen the worst of people who were abogado de kampanilya, executive secretaries of top rank business men, people who worked for big companies, earned a fortune and got a big retirement pay by the millions...now, wala na!
why? because of their cash flow....went it, went out.
i need not to mention basketball players, actors, singers, etc...check what is their career path...next after acting, singing and playing...POLITICS. kasi, yung million na kinita nila, puro liability ang binili.
going back, all the liability they bought, ibinenta ng mura! i'm wearing a gold chain now, which i got from a seaman. he bought it for P35,000.00 and sold it for P8,000.00 to me. hindi po asset ang alahas! bakit? totoo na tumataas ang value n'ya pero pero pag gutom ka na, kahit palugi ibebenta mo! (wala bang a-aray?!) cellphones, dvd players, etc. pati bahay at kotse...that's the cash flow of most OFWs.
the question is..."WHAT IF THE INCOME STOPS?"
sa pinoy ganito: "anak, mag aral kang maigi, at pag tanda namin...ikaw na bahala sa amin ha?" hindi po ba maling-mali?
you have to establish something today that will take care of your future.
teka, teka...eh, ano ang dapat gawin para hindi mangyari yan?
you must (andie: i gave emphasis to this) create a source of income that will continually make money flow inside your pocket. start a business!!! while you are working as an executive or an OFW, or a professional...START A BUSINESS and MASTER that business till you get out of that company. para kapag tumigil ang income mo sa kanila, may susuporta pa din sa iyo hanggang sa pag tanda mo.
now, don't tell me to invest my money on pensions and plans...NO WAY!!! narinig n'yo na siguro yung...naku, ayaw ko mag banggit!...'yung mga nagbayad at hindi nakapag-claim, sila pa ang dinimenda at nag-piyansa! HUWAG MO I-ASA ANG PAGTANDA MO SA IBA! GUMAWA KA NG SARILI MONG BALON NG PERA! KAHIT MALIIT PA 'YAN, SARILI MO AT HINDI KA AASA SA IBANG TAO!
imagine yourself when you reach an older age, (aruy ko! bak yung iba sa inyo about that age...tabi-tabi po! ako po sa mga nagtatanong, 37-years old, naabutan ko pa si michael jackson at hinehele pa ako ng nanay ko sa mga kanta ng hagibis...) you have money that the company gave you as your retirement pay, what will you do?
you can consume the money till you're old..eh, kung hindi umabot? masamang damo ka pala...at hindi ka kinuha agad ni Lord. eh, pang age 65 lang yung naipon mo na budget?
or maybe, you can start a business and use the money for capital. kapatid, 9 out of 10 businesses...FAILED! yung isang magsa-succeed, gagayahin pa ng kapit-bahay mo instead na mag franchise sa'yo...think! at age 50, you are struggling trying to make business work! what if it fails?
eh, ano nga ba ang sagot?
the answer is, stop buying liabilities and instead buy assets now. i don't care if it's a banana-Q store, balot, ice candy or a sari-sari store, etc...start now! because your experience here will teach you what to do in the future. it's so hard to struggle in business when you are 60-years old.
you have to create a source of income separated from the source of income from your work. that when the time comes that you have to stop working, you will have your own source of money. create assets, start a business that will be there to support you and your family. I AM NOT TELLING YOU TO QUIT YOUR JOB! i am telling you to start a business while you are working and stop spending your money on liabilities and start putting them on assets!
ang pera kapag pinambili mo ng LIABILITY, hindi na babalik. ang ASSET, babalik.
teka, masama ba bumili ng mga magagandang damit? HINDI! siguraduhin mo lang na ang pambili mo nun ay galing sa asset mo. The business has to be prioritized! mawalan ka man ng trabaho, may negosyo kang palalaguin.
if before, nabubuhay ka naman ng iisa sapatos mo, huwag mo baguhin 'yun. dati nagdi-jeep ka lang...'wag ka na munang mag FX.
create assets and lessen liabilities. invest and learn now...mag negosyo!
eh, anong negosyo? any, as long as you think it is workable and doable. i am still looking for partners for my boneless bangus, glutathione soap, eloading, and my business quatum products is still franchising...(joke lang, baka sabihin nyo nagpro-promote lang ako eh.) but i am proud to say that all my businesses are original and all are grand assets.
i started all my businesses with a very small capital. if i used that money to buy a gadget, new shoes or any liability,baka wala na lahat ng negosyo ko at wala na akong makain ngayon.
again, i hope that this BASIC CASH FLOW article helps, I WISH ALL OF US BECOME FINANCIALLY FREE!
it's been a while since i last blogged...and this routine has been my cycle.
so many times i will login my blog account, but i ended up closing it and not writing at all. everything is in my mind, and words are screaming from my heart...but i end up with an empty work space or everything is dropped to draft file.
anyhow, i hope to update this blog as much as i can and also the photos i took for the past few months.
i've been involved with too much activities, both personal and work and there are things i want to share. i hope to lessen my FB addiction and have more time on my weebly.
so i'll see you around, and i'm back to J. (hopefully i can modify this account ASAP!)
thanks.
10 years of being a professional IT person, is not the only reason why I am updated, connected and active in the world over the net. But it gave way for me to explore and access what's available for me out there. I've been blogging for more or less 7 years now, and I don't intend to stop there. Internet world has given me so much that it will be a big loss for me to just stop here. But blogs is just one material that expand my knowledge about things around me and pushed me to (at least try) to stretch my horizon. The presence of multiple social networking made it possible for me to do it. Yahoo, LinkedIn, Friendster, Multiply, Christianster, Facebook, Twitter & Plurk are just few of the social networking that gave way for me to re-connect to old familiar faces, to connect to new crowds, to build networks and to extend my territory. Everyday, more and more people gets connected over the web, but being connected is not enough. BE INVOLVE -- is the next step after being connected. I've been a fan and follower of Janette Toral, and one advantage of being informed is receiving invites and knowing the events that are to come.Every time I read blogs and see pictures of events from gatherings of bloggers and social networkers, I wonder how does it feel to be one of them, what more can I learn from people whose been there and has done things to make it in the net world. I know I have the desire, but I lack the knowledge on where to start and how to start.Fiera de Manila Inc. and DigitalFilipino.com has open the way for people like me to be not just connected, but be involved. Social Networking and eBusiness Conference Philippines 2010 is just one of the events I've been wanting to attend and to explore. I believe that through this event, my goal of extending my horizon is possible and achievable in learning from the people that started just like me. And who knows I might be able to impart and share as well my personal experiences as a blogger and as social networker. After a decade of being connected, it was recently that I knew that I can earn extra while doing the hobby that I tried to instill in me (blogging) -- choosing the perfect venue, having the perfect subject and meeting a perfect client can lead my hobby to another level. Blog4Review is a perfect venue for bloggers to exercise your gift of writing (and get paid at the same time) and a perfect venue to be exposed and resound as an advertiser. My goal to connect and be involve: 1. Join this contest (and hopes to win) for a free pass(...hehehe). Make a bold step, attend the event. 2. Do the extra measure, be a member of clubs that will help you, teach you and lead you to the next step. 3. Practice, exercise and expand your territory -- share your thoughts, new ideas and market (and earn at the same time).
OH -- "giving up doesn't always mean you are weak...sometimes, it just means you're STRONG enough to let go."
happy 40th anniversary to you guys... stay in love forever!
(and that is what 'til death do us part means)
...love love love love you both *mamamuah*
"i hate you!" seems very natural to utter when you are hurting and angry to one person. but hating seems hard if the person that wronged you is someone you care, treasure and love. think about this -- do you really get to hate the person that hurt you, if you love him also?
i will always remember and associate what a friend told me, every time i encounter the word "hate". once he heard me uttered, "i really hate her!" cause i was so pissed-off with that person at that time. then he told me, "you know, hate is a very strong word." i was kind of surprise and felt so corrected. i was not offended by what he told me, but i realize that "hate" in deed is a very strong word to use against another person. and from that time on, it made me aware how to carefully use that term.
just this morning, on my way to the office, that word keeps on coming in my mind. "hate, hate, hate" not because i am hurting (yes, i am not at my right self (again) today), but i was trying to meditate and check my heart if i have any of it against the person that freshly wounded me. i checked it once, twice, thrice and so many times. i am certain that i do not have "hate" in my heart, and i do not hate the person at all.
i can not hate him, and i will never hate him. no matter how wounded my heart is, i can never hate a person that resides in my heart. he might have wounded me deeply now, but that same person loves me as well and takes care of me. and i also thought of the other people that once loved and hurt me -- no matter how hurt i was then, as i asses it now -- i do not hate them, i do not hate them at all. and i believe that hating the people you love is the most exhausting thing to do. it drains you, just thinking of hating them is a waste.
things happen for a reason -- people come, stay and go. we laugh, love and cry. and all these events happened and made us to be the person we are right now. i am stronger and better.
i am hurting now, but i do not hate.
yesterday, thursday...430pm, we got a call from kuya lyndon. we need to dress-up and be at makati by 5pm. naalimpungatan pa nga ata si conce ko...hehehe.
we were catching the time, service will start at 6pm. this will be his first "major" service after so many years of not being in the ministry. at first i thought the call was about his assignment as a sound technician, nde pala. then i thought he was asked to be the sound-tech for the service yesterday, well nde din pala. he was asked to be the drummer for the service...hhuuu-whaaaaat???!? i was shocked as well, but excited at the same time. it's one of the least thing i would ever thought that they will ask him to do. well for the longest time, the husby didn't really play drums in any of the services. the last time he was so involved in the ministry was 2004, and he was a sound technician for so many years...that was even before i met him year '95.
i know he's nervous, and a little scared. who wouldn't be? if you are not used of playing drums in a crowd for so so many years, and play music with other good musicians, wouldn't you feel the same? but i know that he is excited as well. the first thing he prepared was his drumstick. he got one pair from his box, and made a round of drummin'.
so we drove to the center, and he was driving so quietly. very much in a hurry, but very quiet too. 5 minutes before 6pm, and he has not practiced yet with the band. he took his sit, and position himself in front of the drum set. they prayed. and the service started.
as a stage mom as i am to my kids, i am also a stage wife to my husby. i made sure that i have with me the magnificent cam and that the SD is empty and that the batt is fully charged...hehehe. i am as excited and nervous as he is. but i trust conce, he is a good musician -- whether in front of the drum set or the mixer, he is good in what he does. he's gifted. but more than what he can do, i depend and trust in the Lord's grace to him as a musician.
i fell in love with him more again, when i saw him played the drums. it might not be perfect, but he was good. few more practice, he will be back to his own pulse.
a while ago, i was watching the video. and i immediately cried. few more minutes, and i am still crying. actually, i am crying more after than few minutes ago.
i started thanking God, in my heart & in my mind. and i remembered all those people who kept praying for him and never stopped encouraging him to go back to ministry. i first thought of our good friend irwen. i can't stop myself buzzing him at YM and telling him the good news. and then we started chatting about it. i'm lost of words to tell him, but i just kept thanking irwen. and there's my family too, who prays for him unceasingly. and to our friends who keeps on encouraging him to go back to the ministry. thanks for not giving up on him, on us. i will always be thankful to you guys.
and to God be all the glory. To HIM i am and will be forever grateful.
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